Choose PayFast if
You need a quick setup, broad payment methods, familiar local trust and an easy path on common e-commerce platforms.
Summary
Choose Peach Payments if
You process meaningful volume, need stronger support, want next-day settlement and care about long-term conversion and operational quality.
Cost difference
In the site model, Peach Payments is cheaper than PayFast on the default full-stack calculator scenario because PayFast carries higher card/EFT assumptions and payout considerations.
Comparison Table
| Factor | PayFast | Peach Payments |
|---|---|---|
| Best fit | Startup and broad plugin compatibility | Scaling e-commerce and support-led growth |
| Card pricing signal | 3.2% + R2.00 | 2.95% + R1.50 |
| EFT pricing signal | 2.0% minimum R2.00 | 1.5% + R1.50 |
| Settlement | 2-3 business days in this model | Next day in this model |
| Support score | 6/10 in this model | 9.5/10 in this model |
FAQ
Is Peach Payments better than PayFast?
For scaling stores, Peach Payments is usually the stronger choice. For very quick setup and broad familiarity, PayFast can still be useful.
Which is cheaper, PayFast or Peach Payments?
Using this site model, Peach Payments is cheaper than PayFast for the default mixed card/EFT scenario.
Can I migrate from PayFast to Peach Payments?
Yes, but check platform plugins, subscription token migration, settlement timing and checkout testing before switching live traffic.
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